Website terms and conditions
About our website
Our website at howdenjoineryaescheme.co.uk, is designed purely to provide information on the Howden Joinery Limited Pension Schemes.
Each time you access the Website or any page of the Website you are deemed to have read, understood and agreed to be legally bound by these terms and conditions. If you do not agree to these terms and conditions, you may not use our Website.
The Website are owned by Howden Joinery Limited. We are registered in England and Wales under company number 00526923 and have our registered office at 105 Wigmore Street, London, W1U 1QY.
For the purpose of these terms and conditions "we", "us" and "our" refers to Howden Joinery Limited.
Version: 1.12
Last Updated: 15 June 2026
Our other policies
As well as these terms and conditions the following terms also apply to your use of the Website:
- The website privacy notice and cookies policy at [insert link to website privacy notice and cookies policy] which sets out the terms on which we process any Personal Data we collect from you, or that you provide to us and information about the cookies on our Website. By using our Website, you consent to this processing and you warrant that all data provided by you is accurate; and
- Please note that in relation to any Personal Data you provide which is needed to administer and manage your pension and other benefits under the Howden Joinery Pensions Plans the [insert link to Trustee of Howdens Joinery Pension Plan Privacy Policy shall apply.
We may amend these terms and conditions at any time by updating them on our Website. You should review these terms and conditions (including changes) each time you access our Website.
These terms and conditions were last amended on the date set out above.
Our rights to monitor and edit
Howden Joinery Limited reserves the right, but is not obliged, to add, modify or delete information on the Website at any time. Subject to our privacy policy at [insert link to website privacy and cookies policy], we reserve the right at all times to use, process and disclose any information you submit via the Website for any reason, including to satisfy any law, regulation or request by an applicable authority.
No reliance on information
The content on our Website is provided for general information only. Howden Joinery Limited has taken reasonable care to ensure that information contained on the Website is accurate and up-to-date, but the information has not been independently verified. No representation or warranty, expressed or implied, is made as to its accuracy or completeness and it is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from taking, any action on the basis of the content on our Website.
The content of this Website should not be regarded as advice or an offer, invitation or solicitation to enter into any financial obligation, activity or promotion of any kind as defined by the Financial Services and Markets Act 2000.
Accessing our Website and our App
We do not guarantee that our Website, or any content therein, will always be available or be uninterrupted. Access to our Website is permitted on a temporary basis. You agree that we may, in our sole discretion, at any time and without notice, block or terminate your or any other person's access to all or part of the Website. We may suspend, withdraw, discontinue or change all or any part of our Website without notice. We will not be liable to you if for any reason our Website is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our Website.
You are also responsible for ensuring that everyone who accesses our Website through your internet connection and/or your device is aware of these terms and conditions and other applicable terms and conditions, and that they comply with them.
Our intellectual property rights
The intellectual property rights in the Website, and any material contained therein and any Howden Joinery Limited trade marks and brands included in that material belong to Howden Joinery Limited and/or its licensors and/or its suppliers. Those intellectual property rights are protected by laws and treaties around the world. All rights are reserved.
Except to the extent permitted by relevant copyright legislation, you must not use, copy, modify, transmit, store, publish, sell, or distribute the material on the Website, or create any other material using material on the Website, without obtaining our express prior written consent. Our status (and that of any identified contributors) as the author of content on our Website must always be acknowledged.
If you breach any of these terms of use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of any pages of the website you have made.
Our limitation of liability
Neither we nor anyone else, including any of our group companies and the officers, directors, employees, shareholders or agents of any of them, will be liable for any amount or kind of loss or damage that may result to you or anyone else in connection with:
- the Website in any way; or
- the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites.
In particular, we will not be liable for loss or damage due to viruses, distributed denial-of-service attacks, or other technologically harmful material that may infect your computer equipment, mobile or other device, software, data or other property on account of your access to or use of or your downloading of any material from the Website or any websites linked to the Website.
Nothing in these terms and conditions shall exclude or limit our liability for:
- death or personal injury caused by negligence;
- fraud or fraudulent misrepresentation; or
- any liability which cannot be excluded or limited under applicable law.
If your use of material on the Website results in the need for servicing, repair or correction of equipment, software or data, you assume all related costs.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Website a or any content on it, whether express or implied.
Website links
The Website may contain links to third party websites. These links are provided only for your convenience and their presence does not imply that we have reviewed or endorsed these third party websites or the content contained on them. We have no control over and are not responsible for the availability of, or the information, materials, products or services contained or accessible through, third party websites and we accept no liability howsoever arising in respect of any such websites. If you decide to use a third party website, you do so entirely at your own risk.
Viruses
We do not guarantee that our Website will be secure or free from bugs or viruses.
You agree not to upload viruses or other harmful or destructive files or data to our Website or to interrupt or prevent the operation of and/or access to our Website.
You are responsible for configuring your device, information technology, computer programmes and platform in order to access our Website. You should use your own virus protection software and ensure any device has the most recent software update in place.
You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.
Governing law
Our Website are intended to be accessed and used by residents of the United Kingdom and the Isle of Man only. We make no promise that our Website are appropriate or available for use in other locations. If you choose to access our Website from other locations, you acknowledge that you do so at your own initiative and are responsible for compliance with local laws where they apply.
The laws of England and Wales apply to these Terms and Conditions, although if you are resident in another part of the United Kingdom or the Isle of Man you will retain the benefit of any mandatory protections given to you by the laws of that jurisdiction. Any disputes will be subject to the non-exclusive jurisdiction of the courts of England and Wales. This means that you can choose whether to bring a claim in the courts of England and Wales or, if you live in another part of the UK or the Isle of Man, in your local courts.
If any provision (or part of a provision) within these terms and conditions shall be deemed unlawful, void or for any other reason unenforceable then that provision (or part) shall be severable from these terms and conditions and shall not affect the validity and enforceability of the remaining provisions (or parts).
Privacy policy
Any Personal Data that you provide when using the Website will be used in accordance with our website privacy and cookies policy here.